{
 "topic": "FOIA section 7(1)(t) - Financial institution/insurer regulatory examination reports",
 "statute": "5 ILCS 140/7(1)(t)",
 "family": "FOIA exemptions (section 7)",
 "page": "https://illinoisfoia.org/issues/foia-7-1-t/",
 "note": "Determination letters are non-binding. Verify against the source PDF before citing.",
 "counts": {
  "violation_found": 1,
  "no_violation": 1,
  "no_determination": 1,
  "other": 0
 },
 "challenge_notes": null,
 "issues": [
  {
   "issue": "Withholding of examination, operating, or condition reports",
   "outcome": "no_violation",
   "rule": "Information contained in or related to examination, operating, or condition reports prepared for a financial regulator is exempt from disclosure.",
   "decision": {
    "title": "Investigative materials and hearing transcripts from a 2013 disciplinary order",
    "date": "2025-09-25",
    "binding": false,
    "url": "https://illinoisfoia.org/opinions/letter-89273/"
   },
   "authorities": [
    {
     "text": "Ill. Att'y Gen. PAC Req. Rev. Ltr. 16976, issued March 26, 2012",
     "url": null
    }
   ]
  },
  {
   "issue": "Section 7(1)(t) financial institution exemption",
   "outcome": "violation_found",
   "rule": "The exemption covers examination, operating, or condition reports used by financial regulators; the Department failed to show the records related to such reports.",
   "decision": {
    "title": "Death investigation records and police-federal communications",
    "date": "2023-06-05",
    "binding": false,
    "url": "https://illinoisfoia.org/opinions/letter-57377/"
   },
   "authorities": [
    {
     "text": "Consumers Union of U.S., Inc. v. Heimann, 589 F.2d 531, 534 (D.C. Cir 1978)",
     "url": null
    },
    {
     "text": "Ill. Att'y Gen. PAC Req. Rev. Ltr. 16976, issued March 26, 2012",
     "url": null
    }
   ]
  },
  {
   "issue": "Section 7(1)(t) exemption for examination reports",
   "outcome": "no_determination",
   "rule": "Even if the cost reports fell within section 7(1)(t), the exemption is inapplicable because disclosure is required by section 2.5 of FOIA.",
   "decision": {
    "title": "Quarterly cost reports for Medicaid managed care organizations",
    "date": "2019-12-19",
    "binding": false,
    "url": "https://illinoisfoia.org/opinions/letter-56759/"
   },
   "authorities": []
  }
 ]
}